Life and Disability

Life Insurance

There are a number of reasons to buy life insurance.  We can help you decide how much life insurance is right for you, your family and your business.  We typically evaluate life insurance products for the following needs:

  • Estate planning 
  • Keyman life insurance 
  • Life insurance to fund a buy-sell agreement 

Call us today for a free consultation.

Disability Insurance

The likelihood of becoming disabled is relatively small, but if you do become disabled the consequences can be devastating.

Don’t count on Social Security to cover you income needs. Social Security doesn’t pay out more than a few thousand dollars a month, and the eligibility rules are very strict. Worker’s compensation covers you only if you were hurt on the job. Most disability insurance claims don’t result from on-the-job injuries.

We work with high net worth individuals (business owners and executives, physicians and attorneys) to address their disability insurance needs.  An own occupation or own specialty definition of disability is very important.  We can design a disability insurance plan that is specific to your unique needs and budget.

Insurance issued by Principal National Life Insurance Co (except in NY) and Principal Life Insurance Co.  Plan administrative services offered by Principal Life.  Principal National and Principal Life are members of the Principal Financial Group®, Des Moines, IA 50392.  Principal does not offer long-term care, health or dental insurance.  Long-term care, health, and dental insurance are issued by other fine carriers.

Let our one of our disability insurance agents prepare a free quote and evaluation.  Contact us today.

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