Services

 

 

What separates one insurance broker from the rest?  Superior service.  Plain and simple.

Angus McRae is an independent insurance agency in Georgia.  Our agents are dedicated to providing you with accurate and timely information.  Whether it is a simple question about your employee benefit plan's eligibility provisions or a complicated analysis of the rules you must follow under the Affordable Care Act - we deliver.

We make the complex easy to understand.  Helping your employees become educated consumers of health care is an important part of our job.  And it is rewarding for us.

Overview of Services We Provide

Audits:

Plan eligibility / Premium billing audit

Enrollment documentation for all employees/dependents?  Does billed amounts match plan enrollment?  Dependent audit completed?

COBRA enrollment audit

Review prior terminations and compare to COBRA administration records.

Initial COBRA notification audit

Review records to ensure that all plan participants have properly received initial COBRA notice.

ERISA compliance audit

Have employees received Federally mandated plan documentation?

 

Employee Education:

Employee surveys / focus groups

Determine the best way to understand employee satisfaction with current benefits package and gauge expectations of future benefit needs.

Open enrollment / Employee Meetings

Conduct face-to-face group meetings with employees to explain benefits package, educate employees, answer questions, etc.

Annual Employee Benefit Statements

Given employee data, Angus McRae will prepare annual employee benefit statements including insurance benefits, taxes, vacation, etc.

 

Reduce HR Workload:

New-hire on-boarding

Review benefit offerings with each new hire.

On-line additions and terminations

Process additions, changes, and terminations for properly documented plan participants.

COBRA administration

Authorize Angus McRae to interact with your chosen COBRA administrator to affect appropriate COBRA notices.

 

Enhance employee benefits experience:

Patient advocacy

Work with patient, doctor’s office and insurer to ensure that claims are paid correctly and resolve any issues that arise.

Employee interaction

Interact with employees to address any employee benefits issue or concern.

 

Affordable Care Act:

Long-term strategic planning

Develop and implement a strategy to navigate the mandates of health care reform.

ACA planning and compliance

Review current practices, analysis of premium contribution strategy / affordability (Qualifying Offer), SBCs, 6056 compliance, etc.

 

Shop Insurance Marketplace:

Market Analysis / Vendor Simplification

Shop, analyze, and present meaningful options.  Simplify vendors to minimize administrative costs and procedures.

Plan installation

Confirmation that plans, rates, billing, and enrollment are accurate; provide payroll deduction report.

On-going plan renewals

Annual marketing analysis to ensure the best possible benefit design for the most competitive premium.  

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